Bankpro Commercial Bank Simulation

Abstract

The commercial bank simulation described here was programmed with the objective of creating a game which would create a realistic banking environment while minimizing the number of periodic decisions made by the student teams. The simulation consists of: (1) student decisions, (2) allocation of loans and deposits based on determinants such as competitive pricing, (3) calculation of quarterly financial statements resulting from team decisions and pre-determined economic variables, and (4) a ranking of bank performance. One major objective is to permit students to adjust investments, loans, and deposits to meet prospective changes in interest rates. This allows the game to function as a teaching tool for instruction in asset and liability management.